Lesson
Investing & Retirement
Summary
Time is a tool to manage investment risk and build wealth for the future. This lesson discusses risk and return, diversification, and types of investments. Students complete the pretest and start the Advanced Budgeting simulation.
Bellringer: Time and Risk
- Present the doubling-money scenario on the slide
- Give students 1-2 minutes to decide true or false and explain why
Instruction
- Define investing and the risk-return tradeoff
- Cover risk tolerance and diversification
- Introduce 401(k)s, Traditional IRAs, and Roth IRAs
Discussion: Investor Psychology
- Have students vote: stronger reaction to losing $20 or finding $20?
- Discuss loss aversion and the market's 100-year upward trend
Activity: Advanced Budgeting Game
- Launch the Advanced Budgeting simulation
- Note the game continues across three class periods
Wrap-Up & Assessment
- What is a share?
- What is the main difference between saving and investing?
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: Time and Risk |
|
| 10 min | Instruction |
|
| 5 min | Discussion: Investor Psychology |
|
| 20 min | Activity: Advanced Budgeting Game |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep
Advanced Budgeting Pretest
Assess student knowledge before beginning the Advanced Budgeting game.
Advanced Budgeting
Students continue playing the Advanced Budgeting game.
Class Presentation
Includes a 19-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Financial Essentials
Time, Interest, and Growth
Time gives money more years to benefit from compounding. This principle is the foundation of the exponential growth curve seen in long-term savings.
Investing & Retirement
Time is a tool to manage investment risk and build wealth for the future. This lesson discusses risk and return, diversification, and types of investments. Students complete the pretest and start the Advanced Budgeting simulation.
Risk Management & Insurance
Risk management is using specific strategies to lower or avoid financial harm. This lesson focuses on insurance as a common risk management strategy. Students continue the Advanced Budgeting game.
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